Provide all requested financial documentation within 24 hrs
Disclose all of your income that you would like considered for qualifying purposes
Disclose all of your debts (i.e. side business, alimony, child support, additional real estate owned etc.)
Be upfront about your credit (good, bad or otherwise)
Continue to use your credit card as you normally would, but not excessively
Make your spouse available to sign at closing if purchasing a primary residence
Keep in communication with your Mortgage Loan Advisor or Loan Partner
Pay all of your bills on time (mortgage, rent, car payments, credit cards, etc.)
Dont’s
Change or quit your job
Apply for New Credit or Loans of any kind
Pay off debts, collections or charge-offs (unless advised to do so by your Mortgage Loan Advisor)
Move
Co-sign or become a co-borrower on any other loan
Make major changes to your asset structure
Keep in communication with your Mortgage Loan Advisor or Loan Partner
Make any cash deposits into your bank accounts
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