Rancho Cucamonga, CA 91730

JULIAN BUSTAMANTE
Branch Manager | NMLS# 1620115

ABDUL CHAMSEDDINE
Mortgage Loan Originator | NMLS# 1235049

GEORGE MUNOZ
Mortgage Loan Originator | NMLS# 1102690

SARKIS ELMAYAN
Mortgage Loan Originator | NMLS# 2413906
Julian Bustamante at Lock N Loan was incredible to work with. Even before our job offer letter came in, he helped us get preapproved and guided us through every step with patience and confidence. Because he was willing to help so early, we were able to move fast and secure our dream home. Julian was supportive, responsive, and truly went above and beyond for us. Highly recommend him to anyone looking for a lender who genuinely cares!
Julian and his team were the absolute best! They work very quick and efficiently to get your loan completed! Every time I had a question, Julian or one of his assistants was just a phone call away and would answer all my questions or they would get me an answer within a few minutes! The process of my loan was quick and easy thanks to Julian and his team! I highly recommend Julian and lock N loan for your mortgage needs! I will definitely use Julian again for any future needs. Thank you Julian and lock N loan!
I’ve had the pleasure of working with both Julian and Abdul on multiple transactions. Very straight forward, very solid team with unbeatable processes that make the transactions easy for everyone. Julian and Abdul have communication on lock and even go the extra mile to reach out to the listing side to fill them in and answer questions. They also don’t bs my clients which ensures a smooth transaction for everyone! I’m going to be referring them too all my clients
Julian went above and beyond for me. He and his team are amazing. Would highly recommend him to everyone. Thank you so much Julian for everything.
Julian and his team were a pleasure to work with. They responded quickly and were always in communication with updates or needs to stay on track. They are definitely a well oiled team that work well to make their clients a priority. GREAT JOB TEAM!!
Highly recommend lenders!! Julian and his team are very consistent and helpful. They were very responsive the whole time and would explain everything thoroughly. So happy with Julian and his team.
I had a very good experience working with Lock n Loan Lending. They took the time to explain everything and were always quick to respond to any and all questions that I had during the home buying process. Again big thanks to Julian and Zuleyma, I can’t thank you enough
After trying different lending teams, we were finally able to find one we felt comfortable with breaking down numbers and hearing us out throughout the whole process with any of questions and concerns. Julian and his team did a great job with making our home buying process go as smooth as possible. I definitely recommend working with them, especially if it is for your first home! I look forward to continue working with them again in the near future.
After many months of searching for a trustworthy, and honest leader we were finally blessed to find Julian . It has been a long bumpy journey but Julian helped us get thru it all he made it possible for me and my husband to purchase our First home .. Thank you so much for helping us make our dream come true we highly recommend him !!!!
Julian has been amazing to work with during the process of refinancing our home. He has continuously been very organized and thorough with his work, answering nonstop questions we have, being very competitive with other rates, and taking the stress off of us with our first refinance. Talking with Julian has felt like I’ve known him for years, he care for the people he works with and only wants the best opportunities for you. I highly recommend using Julian, whether refinancing your home or looking for a loan officer he’s one of the elites. Thank you Julian!
Team Julian at Lock n Loan lending ARE THE BEST IN THE BUSINESS.
Buying a home is an incredibly difficult process. As the buyer you’re having to manage a lot of different people/companies, but if you use lock n loan as your lender you will not need to keep an eye on them. They’re extremely communicative, have great attention to detail, and work alongside you to make the transition to your new home as seamless as possible.
My husband and I are thankful for how hard they worked and how knowledgeable they were to get us the best rates/deal possible.
No need to search any further, you’ve found your lender for all your mortgage needs. Contact them today!
Special shout out to Julian himself and Zuleyma. They both did an incredible job from start to finish.
Julian and his team are hands down THE BEST at what they do. If you aren’t working with them to secure a mortgage or refinance, you are a fool. Julian first helped me first with a refinance and then on the purchase of a new primary residence. We knew going into my purchase that it could be a little tricky due to some personal circumstances but Julian was constantly reassuring that we would find a way to get it done…and he delivered. Julian and his team will work as fast as you need them to so be ready to supply them with proper documentation or you will slow down the process. If you are working with any other mortgage professional, you are doing yourself a disservice, fire them, and call Julian!…seriously…do it.
Julian could not have done a better job during my home purchase process. This was my first experience purchasing a home and I started out with Rocket Mortgage as my Lender. Unfortunately, after 30 days and no performance, I made the decision to switch lenders to someone that I trusted. Julian was able to save my home experience and turn it into a great one. Not only did Julian close our home in less than two weeks, but he kept constant communication with me throughout the process, to ensure it would be a good experience. If I could recommend more than 5 stars, I absolutely would. If you want a trustworthy lender who can get the job done, Julian is your guy. I would recommend him to anyone!
I worked with Julian and his team on the purchase of my home. The level of care, attention to detail, and professionalism demonstrated by Julian and his team far surpassed my expectations. As a home buyer, I really appreciated Julian’s honesty and transparency throughout the mortgage process. His team stays on top of every detail and is there for you every step of the way to answer any questions and address any concerns. I highly recommend Julian and his team. If you’re not working with Julian and his team you must be on the wrong team.
Angel and team were amazing throughout the process. Extremely responsive and answered every question I had which was important to me! I’m a person who’s very meticulous and methodical, especially when it comes to my finances and Angel made the process very transparent. He is an expert at what he does from the preparation of loan docs to the depth of understanding of the loan and rate market.
He has been my go to guy for all my mortgage and real estate needs and I’ve followed him and have become good friends because he is someone trustworthy and with integrity.
Lock and loan lending is legit and I encourage all of you to go with him he will not disappoint. I’m now in my new home and it’s all thanks to the team I’ve surrounded my self with. Thank you lock and loan lending, my experience was great and the team made it so!!!
Julian and his team are truly amazing at what they do. They are everything you can ask for, from the beginning to the end. From their various loan options, transparent terms, and great customer service! They truly care for our clients as much as we do, bringing the best knowledge to them and us. They are able to provide so much information and assurance with the whole transaction even before it’s asked. The dedication and professionalism Lock n Loan brings to be able to guide others through a smooth stress free transaction is like no other! I have complete faith in their abilities and integrity. Looking forward to future deals with them.
The experience exceeded my expectations. Being a first time home buyer and going through the VA, it appeared to be a difficult journey. Julian was able to walk me through the process with ease. He was knowledgeable, honest and eager to help. I tried using a bigger VA lender in the past with no success but they did not come close to the level of helpfulness Julian provided. I highly recommend him, you won’t regret it, I haven’t.
Julian and his team were incredibly knowledgeable and professional in assisting us with our home loan. We highly recommend their services to anyone seeking to purchase a home. Our sincere gratitude for facilitating a smooth and stress-free transaction.
Purchasing a home can be a stressful event whether it’s your first home or 4th purchase. Julian and his team at Lock and Loan were great partners during my Fiancé and I’s transaction. They helped us move through the process quickly due to our relocation timeline and when we ran into unforeseen hiccups at the end of the transaction they navigated the space with integrity, professionalism and quickly to get our transaction across the finish line. Thank you Julian and team for helping us close on our family’s new home!
I’ve had the pleasure of working with Julian on multiple transactions, and I can confidently say he’s one of the best in the business. His experience and knowledge of the loan process really shows, and his communication is always clear and professional. My clients always feels supported every step of the way, and I know I can count on Julian to help us close smoothly and on time. I highly recommend him to anyone looking for a reliable and knowledgeable lender!

ML Mortgage Corp, NMLS #362312 (For licensing information go to www.nmlconsumeraccess.org)

