Can't speak highly enough about Zain, Kamran, and the team at ML Mortgage. Not only were they able to get me the lowest rate I could find, but they had my best interest at heart the entire time. They were responsive to all my questions, looked for ways to save money when possible, and worked great with my realtor and escrow companies to make everything happen smoothly. Closed escrow on time (in 30 days) and I am already enjoying my new home. Thanks for everything, ML Mortgage. When it comes time to move or refi, this will be my first call!